Negotiate Your
Medical Bills with AI

Yes, and it works more often than people think. Hospitals routinely reduce bills by 20-50% for patients who ask professionally. Uninsured patients often get 30-50% off automatically. Even insured patients can negotiate surprise bills, out-of-network charges, and billing errors.

Hospital bills (ER, surgery, overnight stays), specialist fees, lab and imaging charges, surprise bills from out-of-network providers, balance billing after insurance, billing errors and duplicate charges, and financial assistance applications.

Absolutely. Negotiating medical bills is completely legal and is your right as a patient. Hospitals are required by law to have financial assistance programs. The No Surprises Act (2022) also protects patients against certain surprise billing. Our tool helps you exercise these rights professionally.

Yes. We don't store any information you enter. Your bill details and generated letters are processed temporarily and never saved. We recommend not entering real account numbers or SSNs, use approximate amounts and fill in specific details before sending the letter.

Uninsured patients requesting self-pay rates often get 30-50% off. Patients who dispute errors save an average of $500-2,000. Charity care applicants can sometimes get bills reduced to $0 based on income. Results depend on your specific situation, provider, and how well you execute the negotiation.